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AraratBank Participates in “Women’s Empowerment Principles in Armenia” Conference Unibank’s Perpetual Bonds Were Acquired in Nearly One Day Acba bank and France’s Proparco to continue strengthening their long-term strategic partnershipTeam Holding Announces the Launch of Bond Placement. Underwriter - Freedom Broker Armenia Unibank Issues the First in Armenia Perpetual Bonds Team Holding Announces the Launch of Bond Placement. Underwriter - Freedom Broker Armenia AraratBank Joins Armenia's New Greening Initiative: 100 Hectares of New Forest within Three YearsApply for a Unibank salary card and get a chance to win 1 000 000 AMDEuromoney Names Ameriabank Armenia’s Best Bank for Real Estate for the Second Year in a Row S&P Global Ratings has assigned IDBank CJSC a long-term rating of “BB-” and a short-term rating of “B” with a “stable” prospectA Brand-New Section on Idram&IDBankSeveral real and profitable offers ahead of Black Friday: IDBank and IdramAraratBank Joins Social Impact Award 2025 Summit in LjubljanaIDBank issued the 1st tranche of bonds of 2026 Ucom Supports the Development of Space Engineering in Armenia Prioritizing Information Security: IDBank and Idram Support APOCALYPSE CTF 2025IDBank's Representative, Innesa Amirbekyan Appointed Co-Chair of the ICC Banking Commission Task Force on GuaranteesUcom General Director Ralph Yirikian Awards Certificates to Participants of Cybersecurity Training Course Acba and Proparco mark one year of partnership, strengthening rural financing and Armenias’s economic resilienceAraratBank and Arca's joint campaign has endedIDBank: A Pioneer of Digital Banking and Innovation in ArmeniaGRAWE Group and C-Quadrat Investment Group have announced plans to acquire 100% of LIGA Insurance Company in Armenia Ucom Supports the Annual “Capture the Flag 2025” Cybersecurity Competition Financially Literate with Idram and IDBank: Next Stop – Nairi CampIdram received a permit to establish and operate the Armenian payment and settlement QR system IdramNetUcom Completes the Deployment of its 5G Network Across All Cities of Armenia Firebird, Inc. Secures U.S. Export License and Announces Dell Technologies as a Technology Partner, Establishing Major Milestones in Armenia’s AI and Digital FutureIDBank Receives Permission to Open a Representative Office in the United StatesRoboTon 2025 Competition Held with Idram’s Sponsorship“Armenian potential in Spain: Arman Mayilyan as a guest on the ‘Armenian Diaspora Communities’ program.” Final Results of the 20th Annual International Microelectronics Olympiad AnnouncedUnibank's VISA DIGITAL cards are now free Arca National Payment System, Bank of Georgia and Ameriabank Signed a Memorandum of UnderstandingIdram has been awarded the prestigious “Beyond Payments Awards” by Ant InternationalSTEM Acceleration Award 2025 Held with Idram’s SupportSolar Power is Generated in Kechut Community Through the Efforts of Ucom and SunChild Idram Announces Partnership with WeChat PayAraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN US“The Power of One Dram” as the Main Supporter of the National Hackathon AI4Biodiversity: AI Solutions for NatureSpeed-Mentoring Event Accelerates Green Innovations within the Ucom Fellowship Program Ucom Supports the Development of High-Tech Education in Armenia Dalan Technopark announces its first bond issuance. Placement Partner is Cube InvestIdram Junior Participants Receive Prizes: The First Junius Financial Literacy Competition ConcludesLusine Yeghiazaryan joins the Board of Trustees of the Music for the Future Foundation5,312,038 AMD for “Symphonic Forest”: the November beneficiary is AI4Biodiversity: AI Solutions for Nature, a national hackathonUcom’s Green Initiative Reaches Urtsadzor AraratBank Honoured with STP Award by Commerzbank AG Compelling Business Loan Offer from AraratBank: JOIN US AraratBank – Title Sponsor of Urartu Football Club The interview of Mher Abrahamyan, Chairman of the Board of IDBank, to Khaleej Times
Socity

Idram at Tech Week 2025

This year, the annual Tech Week event was held in Vanadzor. From July 4–6, Vanadzor became the technological capital, filled with guests, industry experts, and simply curious individuals. This year, Idram was a key partner and important participant of the event.

The majority of Tech Week’s guests were, of course, young people who enthusiastically took part in both the workshop organized by Idram and listened attentively to the speech delivered by Idram’s representative.

Within the framework of Tech Week 2025, Aghvan Abrahamyan, Head of SME Engagement at Idram, gave a speech. He spoke about the highly important direction for Idram and IDBank — the development of small and medium-sized businesses in the regions.
“Offering innovative financial and technological solutions to SMEs is not only one of the core business goals for our teams but also one of the main pillars of corporate social responsibility.”

Today, payments with Idram are accepted in more than 25,000 retail locations across Armenia. Notably, the majority of these are SMEs, and 40% of them are regional businesses. This means that even the smallest kiosk in a remote village has the opportunity to join Idram and bring the culture of contactless payments to their local area. By adopting Idram, they also help raise digital literacy and promote the trend of contactless payments in their communities.

The payment tool offered by Idram has the lowest transaction fees among existing solutions today, making it the best offer available for businesses.

Idram also organized a workshop specifically for youth interested in sales. The workshop was led by Hayk Muradyan, Head of Corporate Business Processes and Team Development at Idram. His workshop was titled “Smart Choices Around Money: Decision-Making and the Art of Selling.” During and after the session, participants had the chance to ask questions and further strengthen the knowledge gained, while also establishing new connections with Idram’s representative.

Spartak Kyureghyan, the organizer of Tech Week Armenia, said:
“This is not just an event — it’s an excellent opportunity to share rich experience and deliver new knowledge to a wide audience.”

IDRAM IS REGULATED BY THE CENTRAL BANK OF ARMENIA