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Socity

Unibank's annual general meeting of shareholders will be held today: the bank's net profit amounted to 9.8 billion drams

On June 22, 2026, the Annual General Meeting of Shareholders of Unibank OJSC will be held. During the meeting, the Bank’s performance results for 2025 will be reviewed, and the key priorities for future development will be discussed. The shareholders will also consider and decide on the payment of annual dividends based on the Bank’s 2025 financial results.

In 2025, Unibank continued to demonstrate strong growth dynamics, achieving significant improvements across its key financial indicators. At the end of the reporting year, the Bank’s total assets amounted to AMD 393.8 billion. The Bank’s loan portfolio increased by 32.5% year-on-year, reaching AMD 264.6 billion.

The retail loan portfolio grew by 24% during the year, exceeding AMD 183 billion. Mortgage lending recorded nearly 40% growth, reflecting sustained demand in the housing finance segment. The Bank also continued to actively expand its card business, with the number of active payment cards increasing by approximately 21% year-on-year.

Supporting entrepreneurship remained one of Unibank’s strategic priorities. The corporate loan portfolio grew by 37% during the reporting period, reaching AMD 77 billion. Within the framework of financing small and medium-sized enterprises, the Bank continued to develop its business leasing, with the leasing portfolio expanding by 55%.

As of the end of 2025, Unibank’s liabilities amounted to AMD 343.6 billion. The portfolio of issued bonds increased by 70% over the year. The Bank closed the reporting year with a net profit of AMD 9.8 billion, reaffirming the strength of its financial position and the effectiveness of its growth strategy.

Moody's Ratings affirmed Unibank B1 long-term local and foreign currency bank deposit ratings and maintained the stable outlook.